My first employment after leaving the service was with a small loan finance company. As a new employee, I spent most of the time in collections.
This company financed all types of small items, in hopes of capturing customers that would later make more substantial loans. Some of the products they financed were shoddy and broke and it made it difficult to collect. One company had canvassed all the teachers and sold them on a portable tape recorder. The hailed it as a innovative teaching tool. In reality, it was a piece of junk and few were ever paid for. Other items were things like surf boards, exercise equipment and health club memberships.
One night a week, we stayed late to try to get in contact with "past-dues" that we had been unable to contact during the day. While most worked the phones, one or two of us would actually knock on doors of the non payers.
I mapped out a route one evening and started on my way. The people on my list were all over nine months past due and this would be a last ditch effort before writing off their loan.
It was difficult. Driving and trying to follow a map book. The first three address I visited were empty houses. The fourth was down an unpaved road where there was a shotgun house about every 25 for 30 yards. This one had a lone light bulb shinning above the front door. I parked my car and walked up and knocked on the door. I could hear a TV and as soon as I knocked , I could hear someone moving. Someone was coming to the door, and they had to be big as the whole house was shaking. The door opened and I gasped. There was a huge man there that was as big as the biggest NFL lineman.
"Whatta you want" he barked?? "Mr. Williams?' I asked. I introduced myself and reminded him that he was nine months late and that I needed to get at least 3 payments. (I think his payments were like $30.) He grumbled something and went back in and came back with $100. I wrote out a receipt , thanked him, and left.
We had a time limit on how late we could stay out and I was already past , so I returned to the office.
As I entered the office, everyone in the office stopped what they were doing and looked at me. I was surprised and asked " What's up?" Everyone continued to stare at me in anticipation and then the assistant manager asked "What happed with Williams?" I told them he was there, but I was only able to get three payments. The office erupted in laughter and I was puzzled as I didn't think I had told a joke. One of the other collectors said. "Nobody has been out there for six months because the last time someone went, Williams told them that if anyone else ever came out, he would kill them".
I tendered my resignation the next morning
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